Our Annuity Products

What is a fixed indexed annuity?

An annuity is a long-term retirement savings product that can help protect clients from outliving their money. Many offer features such as inflation adjusted protection, premium bonuses and penalty free early withdrawals. An annuity is a contract between you and an insurance company. When you put money into an annuity, you create something that will in turn guarantee an income month after month, year after year, for as long as you live, if you like.

The link below will take you to a video that describes the type of annuities offered by Boitano Insurance.

Annuity Video

Why choose Boitano Insurance for your annuity?

It's your money, so we've made sure our annuities have many options so they can be customized for you, your family and your life. We will help choose how to fund the right annuity, how interest is credited to it, and how you take payments from it. That's how our annuity becomes your annuity.

Boitano Insurance is based in Thousand Oaks and serves communities throughout the Conejo Valley.  We represent a number of insurance companies including Allianz, Aviva, and American Equity among others.  

A few key features

·                          Tax-deferred interest accumulation
·                          Guaranteed death benefit
·                          Access to cash withdrawals
·                          Potential for income your client can't outlive

Additional features

Premium Bonus
A premium bonus may be credited to all premiums received in the first contract year of your annuity.

Death Benefit
Upon the death of the annuitant, the full value of your annuity will be paid in a lump sum to your named beneficiaries. Other settlement options may also be available to your beneficiaries.

Free Withdrawal
Each contract year, you can withdraw up to a certain percentage of the annuity's prior contract anniversary accumulated value without incurring a withdrawal charge or market value adjustment (MVA).

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