Business Owners Policy 

 

Boitano Insurance offers policies that combine protection from all major property and liability risks in one package. One package purchased by small and mid-sized businesses is the Business Owners Policy (BOP).
Business Owner Policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Business Owners Policies include:
·         Property insurance for buildings and contents owned by the company
·         Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe
·         Liability protection, which covers your company's legal responsibility for the harm it may cause to others.
Business Owner Policies do NOT cover:
·         Professional Liability
·         Auto Insurance
·         Worker's Compensation
·         Equipment

  Click here to download the "Business Owners Policy Checklist"

Additional Resources 

The Institute for Business & Home Safety
www.ibhs.org

Small Business Administration
www.sba.gov/starting_business/startup/guide.html

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